Van insurance should cover most legal and driving related eventualities, and good cheap van insurance may also have additional features such as accident recovery, full breakdown coverage, home starting, some coverage and a similar vehicle in the event of an accident and the need for repair. When it comes to protecting your truck from theft, some basic security measures are required to validate most insurance policies and some additional steps you can take will lower the cost of your premiums.
Some safety features are easy and inexpensive to add to your truck; some are more expensive. Your considerations will depend in part on: the value of your van, whether you need to leave expensive tools or other equipment in it unattended at times, and whether additional safety features are a prerequisite of your van insurance policy or optional extras that will reduce your cousin.
Some basic security is obviously required at the door, but there are other, more sophisticated mechanisms on the market that you might consider. The locks can be installed on the rear and side doors of your van and are tamper resistant once installed. They can be operated with a mechanical key or from a key fob. Slam locks automatically lock and secure a door when it is closed. These are especially useful for delivery drivers who have to leave their vehicle and cargo unattended while making deliveries, leaving the van and cargo vulnerable to theft. A slam lock would protect you against this problem and allow you to go about your business quickly and safely. An Armaplate lock cover is another extra that completely encloses your van door lock and handle, as well as adding a steel plate inside the door.
The interior security of the van is also important for security and anti-theft reasons. Van boxes can be used for storage and are fixed to the inside of the van while being removable in case you need to take tools or other equipment with you. Van bulkheads are a steel or perspex screen that is installed behind the driver and passenger seat that prevents thieves from climbing over the seats and protects the driver and passenger from shifting loads during sudden braking. It is also possible to install steel grilles on the rear windows that prevent thieves from entering that way, but still preserve visibility for the driver. Ignition locks should come standard on most modern vehicles, while alarms and GPS immobilizers are other extras you might consider.
Some other steps you can consider to reduce the cost of your insurance might include keeping your truck in a garage or on a driveway if it is available to you, taking an additional driver’s course, driving well and maintaining a good driving record, maintaining your bonus claims by paying for any minor accident-related repairs and having a higher voluntary deductible on your van insurance policy. It also helps if you can pay for your van insurance all at once, instead of the more expensive option of monthly direct debits.
If you can implement all or most of these ideas, chances are you won’t run into any problems anyway. Plus, the effort required to put these ideas into practice will pay off by making it much easier for you to get comprehensive cheap van insurance that will give you peace of mind and ensure you’re covered if anything were to happen.
